Planning your own funeral can seem like a daunting task.
However, it is a very simple process that will take a lot of pressure off your family’s shoulders when arranging a funeral for you.
A funeral is an important event for those who have lost a loved one. It is a time when friends and family come together to honor the memory of the deceased, to acknowledge the reality of death, to mourn personally and hopefully begin the journey of a healthy mourning.
If you plan ahead, make sure your funeral is exactly what your grieving family wants and needs. You may be a little skeptical about the plan ahead, and let’s face it, death, death, and funerals are things we don’t often try to think of.
What is a funeral plan?
A funeral plan is a way to pay in advance for your funeral. A prepaid funeral is a way of arranging for the death of oneself or a loved one.
Funeral plans work by paying the funeral provider for the services you need in the future. Your money is kept safe and ready to be used for their services when the time comes. The plan outlines the services you will pay for, along with a number of options or packages. In general, the more services that are included in the package, the more expensive the plan will be.
Funeral plans can be paid in full or in installments. The terms depend on the plan provider and something you need to research in advance.
To help you understand and appreciate the importance of planning your own funeral, let’s look at some of the reasons why this is such a good idea.
1. Provides peace of mind for all involved
The first few days after losing a loved one can be very vague. It may even look like a black cloud has descended. In the midst of all this stress, your loved one needs to plan a funeral service in detail.
How much better it would be if you could reduce the burden on your loved ones by planning and paying for your funeral service. Planning ahead with a funeral plan is a gift of love that brings peace of mind.
2. Lots of time to create a meaningful and healing celebration of life
You can plan for yourself or invite family members to join the process. When you plan ahead you have time to plan a meaningful funeral service. When there is no time limit, you can plan carefully and prepare the kind of service that meets your desires and the emotional needs of your family.
For mourners who have been left behind, a thoughtfully planned funeral is a healthy first step in their personal mourning journey.
3. Make sure you know your wishes
You may have certain wishes for your funeral service. If you arrange it in advance, you can share those wishes with your family. You can also arrange for an advance payment for your funeral, so that your wishes are more likely to be fulfilled.
4. Save money
It is not uncommon for a family to incur extra costs when a loved one dies. It is natural that they want the best for their loved ones, but the problem is that their financial decisions are shrouded in a cloud of grief. This is another reason why it is better to plan ahead.
You are able to make financial decisions with a clear, rational mind and you can control the final budget for your funeral expenses.
5. Protects against inflation
If you decide to pay your funeral expenses in advance, the funeral director or funeral planner usually guarantees that the funeral service and the additional items included in your contract will be covered by the death plan.
6. Protects and preserves your funeral funds
If you decide to pay in advance as well as plan your funeral in advance, you can be sure that it is safe and secure to pay for the funeral.
7. Funds available immediately
If you decide to set up a prepaid funeral plan, funds are available whenever needed. Funds may be set up to be transferred directly to the funeral provider. By doing this, you can avoid unexpected delays. If you decide to use a life insurance policy to cover your funeral expenses, it may be six weeks or more before funds become available.
Your tomorrow is not guaranteed
No one knows what tomorrow will bring, but there is one thing we can be sure of. None of us are promised tomorrow. Trying to deny the reality of death does not mean that it is unlikely to happen. One of the most important things to take care of your loved one is to take care of it as early as possible. It can make a huge difference in the lives of your loved ones.