In the war with the big phone, cable company, Texavi appeals directly to customers

Toronto – TekSavvy Solutions Inc. Canada is appealing to Canadian consumers to support a politically charged war between independent internet service providers and big phone and cable companies.

Bell, Rogers and other major Canadian phone and cable companies asked the federal cabinet in November to rescind a 2019 regulatory decision that would reduce how much they could charge independent ISPs like TekSavvy.

Industry giants argued that the Canadian Radio-Television and Telecommunications Commission exceeded its authority by reducing the wholesale power rate to 43 percent in August and the access rate to 77 percent.

Canada’s small and medium-sized ISPs collectively serve approximately one million households using their owned or leased infrastructure.

TekSavvy vice-president Janet Lowe said Monday that the Chatham-based company – Canada’s largest independent ISP – has launched a campaign to support the CRTC among the public and politicians.

The campaign will include billboards, transit ads, radio ads and social media, he added.

An ad included in the TekSavvy press release asks, “Tired of being overwhelmed?” And urges consumers to “speak up.”

“We’re just trying to raise public awareness, to make sure all Canadians know they can hear their voices and talk to their MPs if this issue is important to them,” Lowe said in an interview from Ottawa. .

The cabinet has set a February 14 deadline for comments, and TekSavvy said it would collect comments through the website.

Bell and a group of other mainstream Internet service providers have also filed complementary but separate challenges through the Federal Court of Appeal and the CRTC.

Among other things, one of the key issues of contention is how much it costs large suppliers to provide wholesale infrastructure to calculate whether CRTCs or carriers themselves are the most qualified.

Big carriers argue that CRTC’s review process – which took more than three years to complete – was flawed and would undermine the confidence they needed to risk billions of dollars to build high-quality networks.

TekSavvy argues that big carriers are trying to use the CRTC, the courts and the cabinet to “play the system with impunity” by using the inflated wholesale costs that cripple their smaller competitors.

This report was first published in The Canadian Press on January 20, 2020.

Companies in this story: (TSX: BCE, TSX: RCI.B, TSX: T, TSX: SJR.B, TSX: QBR.B)

David Padon, Canadian Press

The regulator established the first virtual asset law to oversee the Dubai sector

The regulator established the first virtual asset law to oversee the Dubai sector

The emirate of Dubai has adopted its first law governing virtual assets and established a regulator to oversee the sector, its ruler Sheikh Mohammed bin Rashid said on Wednesday.

The United Arab Emirates, a federation of seven emirates and the region’s financial capital, is pushing for the development of virtual asset control to attract new forms of business as regional economic competition heats up.

Virtual assets typically include products including cryptocurrencies and NFTs, but the announcement did not specify which assets would be covered by the new law.

The goal of the Dubai Virtual Asset Regulation Act is to position Dubai and the United Arab Emirates as a regional and global destination for the virtual wealth sector, Sheikh Mohammed said in a statement issued by state media.

The Dubai Virtual Asset Regulatory Authority will oversee the development of a business environment for virtual assets in terms of regulation, licensing and governance, he said.

The new law will apply across Dubai, excluding the state-owned Financial Free Zone DIFC. The regulator of DIFC, the Dubai Financial Services Authority (DFSA), is working on its own regulations for the virtual assets sector.

In October, the DFSA released the first part, which deals with digital tokens, and this week launched a consultation on regulation for crypto tokens, which includes cryptocurrencies.

The UAE as a whole is approaching the issuance of virtual asset investment regulation, the UAE Securities and Commodity Authority (SCA) said on Tuesday.

Singapore’s 2022 budget includes new taxes that affect businesses and individuals

Singapore’s 2022 budget includes new taxes that affect businesses and individuals

In the first of our series, covering Singapore’s 2022 budget, we look at new tax systems that could affect city-state businesses and individuals.

On February 18, 2022, Singapore unveiled its S $ 109 billion (US $ 80 billion) 2022 budget, providing several tax increases for the high-income group and the expected increase in goods and services taxes in 2023.

The move comes as Singapore emerges from the recession as the government has pledged S $ 100 billion (US $ 74 billion) over the past two years to protect the economy from the effects of the epidemic.

Singapore’s Finance Minister Lawrence Wong has announced that the expected deficit in this year’s budget will be S $ 3 billion (US $ 2.2 billion) or 0.5 percent of GDP, less than the S $ 5 billion (US $ 3.7 billion) deficit in 2021 and lower than previously estimated. S $ 11 billion (US $ 8.1 billion). In addition, the government will fund S $ 6 billion (US $ 4.4 billion) from the huge reserves of Singapore for the Covid-19 public health system.

The economy grew 7.4 percent in 2021, recovered from an epidemic-induced contraction of 5.4 percent in 2020, and is expected to expand three to five percent for this year. Nevertheless, recovery is expected to be uneven, especially for the aviation and tourism industries, which will take longer due to concerns over viruses and new forms.

The top marginal personal income tax (PIT) will be increased for the 2024 assessment (YA).

The Goods and Services Tax (GST), also known as Value Added Tax (VAT), will be increased in two steps:

With the growth of the online travel booking industry, the government aims to ensure that the GST system is kept resilient to support this industry.

Read more

This article was first published by AseanBriefing which is produced by Dejan Veins & Associates. The company supports foreign investors across Asia from the office Around the worldIncluding China, Hong Kong, Vietnam, Singapore, IndiaAnd Russia. Readers can write [email protected]

How do brokers make money?

How do brokers make money?

The tears of stock brokers can make many investors wonder how they are making their money. Charles Schwab, for example, is the world’s largest broker with ব্যবস্থা 7.6 trillion in assets, and countless other brokers are raising millions.

Honestly, it depends on the broker. Finding out how brokers make money is not always easy because they all have different business models.

Let us examine the different ways a broker can earn money from his clients.

Traditional business model

Traditional brokers like Charles Schwab make money by imposing fees and commissions on every step their clients take.

Want to buy some stock? Pay the price. Want to sell some stock? Pay the price. Want active management services? Pay the price.

Management fees, trading fees, and commissions are part of how brokerages make money from their clients.

Previously, every brokerage in the world operated using the same model, with only a few micro-percent differences.

To increase their acceptance and to extract a minimum value from each client, they apply a minimum investment amount. Typically, clients need to invest a few thousand dollars with brokerage to get started.

But times have changed.

Why brokerage business models are changing

How brokers make money has changed today. Customers are sick of paying extra fees for each function in their account. Many have rightly asked what they are paying for in the first place.

The fact that only one of Wall Street’s four active managers has lost ground in 2021 has led many to believe that hiring so-called experts to manage their portfolios is too low.

While one in four may not sound terrifying, the figure comes just a year ago. Extend the performance of the average fund manager over a period of ten and twenty years, and it soon becomes clear that they perform slightly better than the average person.

Another reason brokers are forced to change their business model is accessibility. Working Americans have long viewed stock ownership as a nightmare, something that only the rich can achieve.

Nearly half of all U.S. households own no stock, and these are disproportionately black and other minority households. It shows that the bottom 50% of Americans have been locked out of their future investments.

A new generation of brokers has found this flaw in the market and wants to capitalize.

The new generation of brokers

Ask, “How do stock brokers make money?” Today, and you will see the classic model has changed. In our M1 Finance review, we highlighted that they are part of a brand-new business model.

M1 Finance does not charge any fees, any commissions and any management fees. In addition, there is no account minimum. Smaller platforms, such as SoFi Invest, have replicated this business model, and even traditional brokers have been forced to reduce their fees in response.

So, how do these next generation stock trading platforms make money?

It has all the other services offered. Brokers are no longer the place to keep your portfolio. To use M1 Finance as an example, they provide loans and a checking / savings account through their M1 Lending and M1 Expenditure program.

Create an account with M1 Finance and you will see that they offer a program called M1 Plus. It is completely optional and comes with some additional benefits for those who want to take advantage of them.

It shows that stock brokers are thinking of new ways to charge their clients. The difference is that the services they provide are completely optional. You are not required to pay a fee to use the platform’s base functionality.

How the new stock trading platform has changed the game

Why should you care about any of this, and what does it mean for your stock trading portfolio?

In terms of broader markets, retail investors still make up a small percentage of the capital within the market. Institutional investors and funds continue to control maximum purchasing power.

On the other hand, platforms like Robinhood have been a place of manpower in the past. Gamestop squeeze and consequently silver squeeze disrupted the market.

Even today, the price of GameStop shares has risen more than 100% since the pressure began.

It shows that the arrival of low-income investors could change the market in the face of the big dog on Wall Street.

Brokers have been forced to change their business models to meet new demands from retail investors.

If you are someone who has only a few dollars to invest in stocks, now you can. Many platforms, including SoFi Invest, make it possible to trade even fractional shares, enabling you to always work out every dollar.

Fee Matter

Newborns often look to traditional brokers and do not pay much attention to prices. What’s a few dollars to add thousands of dollars of stock to your portfolio?

And that is the essence of the classic brokerage business model. Most people don’t think about a few dollars, but it’s the essence of nickel-and-dimming people. Over time, these fees add up substantially.

Most investors lose a few percentage points of their portfolio each year when all fees are taken into account.

This is why it is so important that investors at all levels examine the fee structure of their brokerage and consider whether they need to move elsewhere. There is no reason to take the second best with the huge wave of new alternative stock trading platforms.


In conclusion, the old way of trading stocks, bonds and other paper assets is over. Small brokers are just as famous as heavy-hitters. Don’t allow yourself to take advantage anymore.

Consider creating an account with M1 Finance or a SoFi Invest to take advantage of an innovative portfolio-building experience free of charge. Power has passed to the average retail investor, so start investing in your financial future now.

Huawei exec extradition hearing begins in Canada

Huawei exec extradition hearing begins in Canada

VANCOUVER – The first round of extradition hearings for a senior executive at Chinese technology giant Huawei began today in Vancouver Courtroom MA, a case that has angered Beijing, sparked diplomatic tensions between China and Canada and complicated high-stakes trade talks between China and China. And the United States.

The arrest of Meng Wanzhou, the daughter of Huawei’s legendary founder and chief financial officer, in late 2018 at the request of the United States angered Beijing in such a way that it detained two Canadians for explicit retaliation.

Huawei represents China’s progress in becoming a technological power and has been a source of concern for US security for years. Beijing sees Meng’s case as an attempt to stem China’s rise.

“Our government is clear. We are a country of the rule of law and we respect the promise of our extradition treaty, “said Canadian Deputy Prime Minister Christiaan Freeland at a cabinet retreat in Manitoba. “This is what we have to do and what we will do.”

China’s foreign ministry on Monday accused the United States and Canada of violating Meng’s rights and called for his release.

“This is a very serious political issue,” said Geng Shuang, a spokesman for the ministry. He called on Canada to “take steps to correct the mistakes, release Mrs. Meng Wanzhou and return her safely as soon as possible.”

Washington has accused Huawei of using a Hong Kong-based shell company to sell equipment to Iran in violation of US sanctions. It said Meng, 47, had defrauded HSBC Bank about the company’s business dealings in Iran.

Meng, who is out on bail and lives in one of the two Vancouver palaces owned by him, sat next to his lawyers in a black dress with white polka dots. Earlier, he shook hands with reporters as soon as he appeared in court.

Meng denied the allegations. His defense team says President Donald Trump’s remarks indicate the lawsuit against him is politically motivated.

“We have confidence in the Canadian judiciary, which will prove Mrs. Meng’s innocence,” Huawei said in a statement shortly after the trial began.

Meng was detained in Vancouver in December 2018 while he was changing flights – the same day Trump and Chinese President Xi Jinping met for trade talks.

Prosecutors insisted Meng’s case was separate from the larger Sino-US trade dispute, but Trump cut short the message a few weeks after his arrest when he said he would consider intervening in the case if it helped forge a trade agreement with Beijing.

China and the United States reached a “Phase 1” trade deal last week, but most analysts say any meaningful solution to the main US grievance – that Beijing uses poaching tactics in its drive to replace America’s technological dominance – could require years of controversial negotiations. . Trump raised the possibility of using Huawei’s fortunes as a bargaining chip in trade talks, but the company was not mentioned in the deal announced Wednesday.

Huawei is the largest global supplier of network gear for cellphone and internet companies. Washington is pressuring other countries to limit the use of its technology, warning that they could expose themselves to surveillance and theft.

James Lewis of the Washington-based Center for Strategic and International Studies says the United States wants to send a message through Meng’s arrest. He said there was good evidence that Huawei had deliberately violated the ban.

“You are no longer invulnerable. This message has been sent to the Chinese executives,” Lewis said. “No one has blamed China. They steal technology, they break their WTO commitments and the old line is, ‘Oh, they’re a developing economy, who cares.’ When you’re the world’s second-largest economy, you can’t do that anymore. “

The initial stages of Meng’s extradition hearing will focus on whether Meng’s alleged crimes are crimes in both the United States and Canada. His lawyers filed an AA motion on Friday, arguing that Meng’s case was really about US sanctions against Iran, not a fraud case. Canada does not have similar sanctions on Iran.

Menge’s lawyer, Richard Peck, told the court: “This extradition is a U.S. presence that seeks to enlist Canada to enforce the sanctions we have rejected.”

The second episode, scheduled for June, will consider defense allegations that the Canadian Border Service, the Royal Canadian Mounted Police and the FBI violated his rights while collecting evidence before arresting him.

If the extradition case is appealed, it may take several years to settle. About 90 percent of those arrested in Canada for extradition requests from the United States surrendered to U.S. authorities between 2008 and 2018.

China has arrested former Canadian diplomat Michael Kovrig and Canadian entrepreneur Michael Spavor in retaliation for Meng’s arrest. The two men have been denied access to a lawyer and family and are being held in a 24-hour light cell.

China has imposed restrictions on various Canadian exports to China, including canola oil seeds and meat. Last January, China executed a Canadian drug smuggler convicted of sudden retrial.

“It’s mafia-style pressure,” Lewis said.


Gilles reports from Toronto

Jim Morris and Rob Gillis, Associated Press

The worst could still come for oil and gas prices

The worst could still come for oil and gas prices

As oil prices have risen to unprecedented levels since 2008 – $ 139 a barrel – experts warn that the worst could yet come.

Ehsan Khoman of MUFG Bank writes, “The global oil market is facing its biggest crisis in decades. “We haven’t got the maximum pain yet.”

Moscow’s aggression on Ukraine has reshaped global energy markets, sparked speculation about the unimaginable potential of Russian oil and gas exports before it could be halted, and sparked speculation about how high prices could be.

According to the International Energy Agency, Russia is the world’s third-largest oil producer and largest exporter of oil to world markets, including oil products, with about 60 percent of its exports going to Europe.

At the end of last year, global oil demand was about 100 million barrels per day. Russia exports about 5 million barrels of crude and condensate and 2.8 million barrels of oil products per day.

Russia is also the world’s second-largest natural gas producer and accounted for about 40 percent of the EU’s gas supply in 2021.

Russia’s significant role in global supply means that sanctions on oil and gas exports have been lifted by Western countries – especially before the invasion, markets are already tight and prices are high.

“We have no strategic interest in reducing the global supply of energy,” White House Press Secretary Jane Sackie said last week. “It simply came to our notice then [and] All over the world. “

Yet Russia’s outstanding role in the global energy market means that oil and gas are also an external source of income during President Putin’s administration, accounting for more than a third of last year’s government revenues.

As Russia’s bombardment of Ukraine intensifies, the prospect of a power embargo has grown unbearably high on the agenda, with Ukraine calling for a complete embargo on Russia’s oil and gas.

Already, a growing number of companies have stopped buying Russian oil for fear of existing financial sanctions, future energy sanctions – or simply a reputable response.

When Shell bought a cargo of Russian crude oil on Friday, Ukraine’s foreign minister tweeted: “Doesn’t smell Russian oil?” [like] Ukrainian blood for you? “

MHOFG’s Khoman says about 70 percent of Russian oil is now “struggling to find buyers” and that “in reality, the sale of unnamed Russian oil is subject to sanctions.”

The possibility of a formal embargo this weekend has slipped away as US Secretary of State Anthony Blinken says Washington was “very active in negotiating with our European partners to ban Russian oil imports to our country … while maintaining, of course, a stable global supply of oil “

The key question is whether these two things can be mutually exclusive, given yesterday’s rise in oil prices amid fears that Russia does not have enough surplus power to replace it.

“If most of Russia’s oil exports were cut off, there could be a deficit of five million barrels per day or more,” Bank of America analysts warned last week. That means oil prices could double from 100 100 to 200 200 a barrel. “

Helima Croft, head of global commodity strategy at RBC Capital Markets, said: “This may prove to be a warning that the market is already shaking up for additional barrels to meet the daily Russian export deficit of 3-4 million barrels per day.” Must be ordered “

The United States is reportedly considering sending a delegation to Saudi Arabia to “apply for more production assistance,” which Croft argued Riyadh would consider “avoiding a catastrophic global economic crisis.”

However, he estimates that the UAE, Kuwait and Iraq together with Saudi partner OPEC cartel producers could “bring in between 2-2.5 million barrels per day in the next 30-60 days”.

So replacing Russian oil could require a nuclear deal with Iran, which could mean lifting sanctions and adding millions more barrels to the market and potentially easing US sanctions on Venezuela.

If all of this works, higher exports from Saudi Arabia, Iran and Venezuela could combine to create “significant dents” to replace Russian barrels, but the ramp will take months to raise and there will be no additional capacity and no “no” error, Croft said. Place for “.

The difficulty of replacing Russian supplies in Europe could mean that the United States alone, which imports 400,000 barrels per day from Russia, initially bans imports, Goldman Sachs analysts say.

However, even the threat of U.S. sanctions “will continue to drastically reduce Russian maritime oil exports due to the threat of additional sanctions or public condemnation,” they noted.

Without a breakthrough in the peace talks, Khoman argues that “the only practical way to rebalance today’s exceptionally tense oil market is to break the demand”. He believes that “Brent crude could cost about $ 180 a barrel” for consumers to use their oil to start rationing.

So far there has been little talk of a formal ban on gas but gas prices have risen, reaching a new record high in Europe yesterday. Prices in the UK have risen 20 times over a year ago.

Tom Marjek-Manser, a gas expert at price agency ICIS, said the oil embargo talks increased the risk of Putin taking “retaliatory” measures to reduce gas exports and ultimately increase the likelihood of Russian gas approval in the West.

Both situations would represent a huge push for the gas market. Analysts have warned that there is not enough liquefied natural gas in the world to replace the Russian pipeline gas and that if the supply is cut off, it could potentially cause gas rationing and even blackouts for European industries.

It remains to be seen whether formal sanctions will be imposed, with Germany insisting that Russia’s energy supply was “necessary” for Europe.

Yet fears of such a move are pushing gas prices to such heights that it has begun to hurt Europe’s economy, even as Russian gas flows.

“At this price, we’re probably moving closer to purchasing power in Western Europe,” said Ramesh, a strategist at consultant Rystad Energy.

Meanwhile, rising prices are boosting Russia’s income.

“What we see in the energy market is a huge gift for Putin,” tweeted Simon Tagliapitra, a senior fellow at the European think tank Brugel.

“The US-EU must now decide whether to go for a full energy embargo (an oil embargo would in any way lead to Russia’s gas cuts) or to abandon the whole idea. Negotiating without distribution means a huge extra revenue for Putin. “

Net profit: Thai project turns fishing nets into virus protection gear

Net profit: Thai project turns fishing nets into virus protection gear

A new community-based project in Thailand is turning discarded fishing nets into face shields and disinfectant bottles to help during the COVID-19 crisis.

Thailand has one of the largest fishing industries in the world, but it is also the top marine plastic pollutant.

Anan Jaitang, a Thai fisherman, used to pile up torn nylon fishing nets on the beach when the crabs were torn out of repair, but most of the nets were thrown into the sea, threatening to trap the turtles and suffocate the coral reef.

Now, Annan and others have an option that is not only profitable and environmentally friendly but will help Thailand deal with the coronavirus epidemic.

A new community-based project is allowing small-scale fishermen to recycle 10 baht (32 cents) per kilogram of discarded nets, or about one or two, from push sticks to mouth shields and disinfectant bottles.

“If no one had bought my fishing nets, they would have piled up like mountains,” said Annan, who goes through about 36 nets every quarter, fishing in the eastern coastal province of Rayong.

Among more than 100 artisan fishermen from four coastal villages in eastern and southern Thailand, he has joined the project, run by the Environmental Justice Foundation (EJF).

With 50,000 small fishing vessels and 10,000 merchant ships, Thailand has one of the largest fishing industries in the world and is also its top marine plastic pollutant.

Hundreds of endangered marine animals float off the coast of Thailand each year. Between 2015 and 2017, about 74% of sea turtles trapped on the beach and 89% of dugongs were injured due to nets dropped or lost at sea, official Thai statistics show.

The United Nations says about 640,000 tons of fishing nets end up in oceans worldwide each year, becoming “ghost gear”.

Net profit

In addition to tackling Thailand’s stubborn pollution problem, the project provides a rare universal solution to global challenges.

Thai design company Qualy is buying most of the fishing nets collected by EJF.

Its recyclable and manufacturing activities are located in Thailand, in contrast to similar projects in other countries that send nets abroad for recycling.

Workers at the Recycling Factory in the central city of Ayutthaya wash the nets before feeding them into a shredder that mixes the blue nylon granules with the dye and melts the product into molds.

During the epidemic, 700kg (1,500 lb) nets were cut to make a qualifier face shield, alcohol spray bottles and push sticks for lift buttons and ATM machines to avoid contact.

“We have already sold more than 100,000 push sticks during the coronavirus epidemic,” said Thosafol Supmethikulwat, marketing director.

He declined to give financial details but confirmed that net recycling operations, including sales in Europe, Japan, Singapore, South Korea, Taiwan and Hong Kong, were profitable.

“Buying nets supports the livelihoods of fishermen, and we can make new products out of them,” Thosafol said. “It’s even better when it also helps save our environment.”


The Thai government has welcomed the initiative.

Ukrit Satapumin, director of Thailand’s Office for the Protection of Marine and Coastal Resources, said: “We welcome any attempt to remove the net from the ecosystem.

The EJF said the project collected more than 1.3 tonnes of used nets from a pilot phase two months ago and plans to expand it to all coastal provinces by the end of the year.

“It’s really important and urgent that we address this issue,” said preacher Ingpat Pakchairchakul.

“Local communities are already very environmentally conscious, but they just need a helping hand from other sectors.”

For the fisherman Annan, the project not only generated extra income, but also brought a smile to his face, thinking that his garbage contributed to a worthy cause.


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5 Best Stock Screeners – Modest Money

5 Best Stock Screeners – Modest Money

Stock trading has never been more popular in the United States. Trading volume has reached 10 billion per day. Consistently, it is clear that we have entered a golden age for stocks. The introduction of no-fee trading platforms, such as M1 Finance and SoFi, has brought more retail investors into the market.

Yet most of these traders will eventually lose money. Lack of research and knowledge is responsible for inexperienced traders. Technology is the answer to finding the best stock for shopping and running a business at the right time.

Stock Screeners is a game-changer, and here are some of the best stock screeners currently available.

Good stock scanners need to be quick to consider the latest strategies in the market. It is just as important to know which stock to buy in the perfect market.

Our Trade Ideas review focuses on the fact that the platform is one of the best options for short and medium term trading.

Take advantage of free stock picking services, investor chat rooms and even penny stock scans. The interface is fully integrated for automated trading so you can leave your portfolio in autopilot.

Trade Ideas uses artificial intelligence to automatically scan your selected market sector for new opportunities. It shows real-time results and shows that it can consistently beat the market.

Trade Ideas has reason to be one of the fastest growing stock screeners in the United States


  • AI functionality for better results
  • Automated trading features
  • Customizable scanner
  • Limited basic research data
  • High fees

Benzinga Pro brings a full-service solution to the table, combining the best of a powerful stock screener and the most advanced newsfeed tool in the business.

Create your own workspace and set deep screener settings. Our review on Benzinga Pro focuses extensively on its keyword filters. For example, you can set filters like “FDA Approval” or “Stock Split” as your filters.

It only takes a few mouse clicks to set up these filters automatically Let Benzinga Pro run and wait for any warning so you can work.

In addition, merchants can enjoy integrated charging, pre-determined stock scans and even a squawk box. You now have your stock screener and news platform in an easily accessible place.


  • Combined stock screener and news platform
  • Squawk box
  • Customizable newsfeed for basic analysis
  • Squawk box is not 24/7
  • Only equity is included

TrendSpider is probably the smartest trading software in the world to automate your in-depth technical analysis. The platform’s market scanner prioritizes creating dynamic watchlists based on technical data.

Find your trading setup with flexible scans. Use one of the 20 built-in scans or create your own. While not as fast as scanning trade ideas, one minute charts are enough for most traders.

One great feature you won’t find with other stock screeners is the multi-timeframe analysis, which lets you combine multiple timeframes into a single chart.

Some charting features are unique to Trendspider, such as the Ichimoku Cloud, the MACD Cross and the Blue Raindrop Scanner.


  • AI-driven algorithm
  • Free education at Trendspider University
  • Continuous improvement
  • Slow loading chart
  • It is difficult to view multiple charts at once

Atom Finance analyzes the market at low cost and turns it into a no-cost market analysis. After raising $ 10 million in Series A funds and welcoming 100,000 people as part of its public beta, Atom is an alternative to the Bloomberg terminal.

As noted in our Atom Finance review, this is an institutional-strength analysis with a retail product usability. It has managed to flatten the trading floor by giving retail investors access to that deep insight.

Get instant financial modeling with compliant projects. Link your investment portfolio to get a comprehensive overview of your holdings, including P&L and diversity statistics.

Use the X-ray function to get news, filings, transcripts and market analysis from reputable investors across the industry. You can also collaborate with your fellow investors, completely free of charge.

While there is a premium membership level for more hardcore analysis, most investors will get everything they need from the free version.


  • Institutional-grade market information.
  • Attached investment account
  • Freemium model
  • Institutional access fees
  • No customer support
The concept of trade

Tradingview is a flexible low and cost free screening platform for a wide range of securities. While this may seem overwhelming to new traders, the TradingView platform allows you to screen both stocks and ETFs without having to sign up for an account.

Choose from 150 filters, including technical and basic, to sort through the stock with extreme precision. Easily switch between different stocks and ETFs to compare and contrast their most needed statistics.

The inclusion of Tradingview defeats competition in the range of international stocks and funds. Unlike other stock screeners, TradingView is not US-centric.

You can even go into cryptocurrency and forex trading. Compare securities using a simplified rating system for securities, ranging from “strong sell” to “strong buy”.

Investors can combine company-level data with some broad economic indicators to help keep everything in context.

The only downside is that if you want to use real-time indicators and charting, you need to sign up for a subscription. About its high-level scanning features, sign up and take advantage of access to everyone except the most profound functionality.


  • Basic charting with free account
  • Desktop and mobile compatibility
  • Covering a wide range of resources
  • Limited brokerage support
  • Expensive premium level


These are the top five best stock screeners on the market today Investors who are committed to detailed research will always get an advantage over random pickers. Of course, not everyone knows everything about a company. The information you need depends on your overall investment strategy.

Think about what you need from your stock scanner and choose accordingly. With so many free and low cost options available to investors today, there is no excuse for not having the latest market data.

What is your favorite stock screener?

How a hair care company went from a salon provider to a sanitizer powerhouse

How a hair care company went from a salon provider to a sanitizer powerhouse

When AG Hair moved to its state-of-the-art manufacturing facility in its new, 70,000-sq.-ft, Coquitlam, BC two years ago, it was part of plans to supercharge its hair care product line salons. In the international market. Europe was later on his list. Then Covid-19 hit.

Not only was European expansion suspended, but saloons in major markets across Canada and the United States were temporarily closed. Very few people bought hair products, so production was halted in mid-March, leaving most of the company’s 82 employees out of work.

AG Hair could have waited for the epidemic but instead decided to lean towards his entrepreneurial culture and create a sharp pivot. It has begun delivering hand-sanitizing products to front-line healthcare workers to address global shortages.

Graham Fraser, CEO of AG Hair, said: “We understand that healthcare professionals have this huge need, and we want to make a difference and be able to deliver the products they need.”

One week after applying for the license required to make the sanitizer, AG Hair received Canadian and U.S. approval and created a sample to show to local authorities within 48 hours.

AG Hair's Coquitlam Advantage Leads to Hand Sanitizer (Photo by Alana Patterson)

AG Hair’s Coquitlam Advantage Leads to Hand Sanitizer (Photo by Alana Patterson)

“The timing of that quick response, and the fact that we went through all the regulatory hurdles in Health Canada, shows [the local health authorities] That we were a partner they could trust and look to anyone to deliver the products they needed, ”Fraser said.

Within a month, the company began pumping products first to the healthcare industry, then to its own website for customers and on Amazon. About 10 percent of AG Hair’s hand-sanitizer production also goes to needy people, as identified by companies such as United Way.

Parallel 49 Brewing Company, in partnership with the BC government, is using AG Hair’s Coquitlam production facility to create its own blend of liquid hand sanitizers for front-line health and emergency workers.

Fraser credits his team for their strength and creativity in helping to produce hand-sanitizers and bring AG Hair workers back to work.

“We realized we had a chance. . . And then it turned out to be this incredible, almost battle-room mentality and collaboration with our bosses, our executives and our people, ‘How are we going to get through this?’ Fraser recalls. “I think our success speaks to the kind of people we have and the entrepreneurial attitude we follow in every way, with an understanding of how we can produce products and make it happen.”

AG Hair’s commitment to investing in future growth is a big part of making it a well-managed company, said Nicole Coleman, a partner at Deloitte and co-head of its best-managed program in BC.

“Capability and innovation come together strongly with this company,” said Coleman, who also coaches AG Hair at Deloitte. “I don’t think they would be able to pivot so fast if they weren’t so tactical and had the inner ability to do it.”

The production facility was a big investment, but one Coleman said it had already paid dividends

“They were waiting with a strategic plan for future growth and how they could expand, not just focusing on the day-to-day,” he says. “The best managed companies always put pressure on the envelope and are aware of future plans.”

AG Hair was founded in 1989 in Vancouver by hairstylist John Davis and graphic artist Lotte Davis. The couple began bottling hair products in their basement and selling them directly to the saloon from behind the station wagon.

The company eventually moved its production off-site, to a third party. One day, John went to see the operation and was surprised to see salt being poured into the mixture. Although he was told that salt is usually used as a thickener, he did not like the possible side effects of dry hair and skin.

At that moment John decided that the company would oversee its own production. “Through that experience, John also became an expert in product development,” said Fraser, who joined the company in 2000 as sales director.

After working for more than two decades at PepsiCo and Craft Foods, Fraser was interested in working for a smaller, more agile company where he felt he could help make a difference.

“It was perfect because I brought a lot of structures and processes into the organizations that I learned, but I learned an awful lot from John and Lot about being an entrepreneur: that sense of urgency, the decision making process, getting things done and moving things forward. We have to take it and follow the opportunities, “he said.

Fraser has helped AG Hair expand its reach in the United States and internationally, including Australia, Taiwan, and Central and South America. A portion of its sales go to One Girl Can, a charity founded by Lotte that provides schooling, education and counseling for girls in sub-Saharan Africa.

Fraser also oversees the development of new, trendy products, including a new deep-conditioning hair mask made from 98 percent plant-based and natural ingredients. Hand-sanitizing sprays and gels will be the latest addition to the company’s product lineup.

“We do not see demand [for hand-sanitizing products] “As isolationist policies begin to emerge, people will need a variety of protections and protocols as they return to regular life and work. We see that these kinds of products are going to be needed in the long run,” he says.

This article appeared in print in the June 2020 issue McLean Magazine with the headline, “Working Kings.” Subscribe to the monthly print magazine here.

The best cities in the UK for women to start a business have been published

The best cities in the UK for women to start a business have been published

New data highlights the best cities for women to start businesses in 2022

The payroll dojo index analyzed the number of self-employed women who have started a successful business and also the number of women working in these cities, which shows access to equal opportunities in employment.

Chelmsford is ranked as one of the best cities in the UK for women to start their own businesses. Known as the first city in Essex, Chelmsford benefited from a strong five-year survival rate for businesses in the region with businesses lasting 40% for a minimum of 5 years.

Similarly, 36% of women in the region are self-employed, one of the highest percentage in the index, showing the potential success of women entrepreneurs here. Chelmsford has a score of 65 out of 100, making it the best city in the UK for women to start a business!

Worcester is the second best city in the UK for women to start a business

Worcester is the second best city in the UK for women to start a business. Similarly at Chelmsford, 40% of Worcester’s female workforce is self-employed. While working in the city you can expect an average weekly income of £ 569, making Worcester 18th out of 44 in the average weekly salary index. Overall, West Midlands City’s overall index score is 62 out of 100!

Carlyle is the third best city in the UK to start a women-led business

The city of Carlyle is located on the Scottish border and ranks as the third best city in the UK for women to start a business. With an overall index score of 61 out of 100, it has a 5 year survival rate of 38%. Carlyle office floor space costs an average of £ 98 per square meter to rent, which is less than the cost of setting up a business compared to other cities in the UK.

York and Debris are among the top 5 UK cities for women to start a business

The city of York is in the fourth place. The data shows that the business survival rate in York is 46%, the highest on the index, suggesting that women who want to set up a business in the city can manage it with a certain level of confidence. Overall, York’s total index score is 61 out of 100!

Rounding from the top 5 is the Derby. The industrial city has one of the cheapest for office floor space prices, averaging £ 70 per square meter, which means the cost of starting a business in Derby is lower. This makes the city a more attractive option for women entrepreneurs on a budget. In addition, the average weekly salary in Derby is £ 709, the highest on the index.